Terms of Service

These Terms of Service govern your use of the Endurance beta web application provided by [entity name]. By creating an account or using the product, you agree to these terms. If you do not agree, do not use the product.

Endurance is for information and education only. It is not investment advice, financial advice, or a recommendation to buy, sell, or hold any security. We are not your broker, dealer, investment adviser, or fiduciary, and using the product does not create any such relationship. Any content, including AI-generated briefs and answers, may be incomplete or wrong. You are solely responsible for your own decisions, and you should consult a licensed professional before acting. Nothing here is a solicitation or offer where that would be unlawful.

The product is a beta and may change, break, or be discontinued at any time. It is provided "as is" and "as available", without warranties of any kind, whether express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. The sample portfolio is demo data and does not reflect real holdings, and market data may be delayed, incomplete, or inaccurate.

• You must be at least [minimum age] and able to form a binding contract.
• You are responsible for the email account you use to sign in and for activity under your account.
• Keep your access secure, and tell us at [contact email] if you suspect unauthorized use.

You agree not to:

• Access or try to access another user's data, or bypass row-level security or authentication.
• Probe, scan, or test the vulnerability of the service, or interfere with its normal operation.
• Scrape, harvest, or use automated means to overload the service, or evade rate limits.
• Reverse engineer, resell, or misuse the AI features to generate unlawful or abusive content.
• Use the product for anything illegal or in violation of these terms.

The product, its design, and its content, other than data you submit, belong to [entity name] or its licensors. We grant you a limited, personal, non-transferable, revocable license to use the product for its intended purpose. You keep ownership of the content you submit and grant us the rights needed to operate the service for you.

You may stop using the product at any time and can permanently delete your account from the account page. We may suspend or terminate access at any time, including for a breach of these terms or to protect the service. Sections that by their nature should survive termination, such as disclaimers and limits of liability, will survive.

To the fullest extent permitted by law, [entity name] and its people will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any lost profits or losses arising from your use of the product or from any investment decision. Our total liability for any claim relating to the product is limited to one hundred United States dollars.

You agree to indemnify and hold harmless [entity name] from claims and expenses arising out of your misuse of the product or your violation of these terms.

We may update these terms as the product changes. We will update the effective date above, and your continued use after an update means you accept the new terms.

These terms are governed by the laws of [jurisdiction], without regard to conflict of law rules. Questions go to [entity name] at [contact email]. This document is a draft and should be reviewed by a qualified lawyer before any public launch.